Coastal Claims Services

There are three types of adjusters.
Company Adjuster or Staff Adjuster: Adjusters that are on the staff of a specific insurance company
Independent Adjuster: Adjusters that work for various insurance companies
Public Adjuster: Adjusters that work for the public, not for the insurance company
A “Public Adjuster” is sometimes referred to as a “Private Adjuster”. The Public Adjuster will file your claim, work directly with your Insurance Company’s adjuster, and ultimately see to it that you get a fair and proper settlement for your damages. Although there is a payment associated with hiring a Public Adjuster, there is no up-front fee and we won’t get paid until you do.

For our services, Public Adjusters receive a percentage of the money we collect on your behalf, and this percentage may vary slightly with different locations and companies. According to a recent OPAGGA (Office of Program and Policy Analysis & Government Accountability) study in the State of Florida, it showed that public adjusters negotiate up to 747% larger insurance company settlement for commercial business and homeowner insurance property loss claims than the insurance company was planning to pay out.